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Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. Solvency — The financial stability of an insurance company that gives it the margin necessary to pay policyholder claims. Proof of Loss — A statement made regarding the extent of the claim, which may be requested in accordance with the conditions of the policy. Carrier — Insurance company or insurer. Exposures could include liability arising from accidents resulting from the insured's premises or operations, products sold, work completed or contractual liability. Hazard — A circumstance that increases the likelihood or probable severity of a loss. Insurer — An organization that provides insurance. Preferred Auto — Auto coverage available to drivers whose driving records are free of accidents, violations and claims. Coinsurance — An insurance-related term that describes a splitting or spreading of risk among multiple parties. Insured — A person or organization covered by an insurance policy. Bodily Injury — A physical injury sustained by a person. Variable Life Insurance — A form of Life insurance whose face value fluctuates depending on the value of the dollar, securities or other equity products supporting the policy at the time premium payment is due.
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Policy — The written contract between an insured and the insurance company. In types of insurance, such as Liability, an occurrence is distinguished from accident in that the loss does not have to be sudden and fortuitous but can result from continuous or repeated exposure that results in bodily injury or property damage. Occurrence — An event that results in an insured loss. Benefits are variable based on the value of underlying equity investments, and premiums and benefits are adjustable at the option of the policyholder. General Liability Insurance — Insurance designed to protect business owners and operators from a wide variety of liability exposures. Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. Public adjusters work for the insured in the settlement of claims and receive a percentage of the claim as their fee. Novoline 22 casino pc keygen. Auto insurance coverage includes three broad categories of damage: This ratio measures the company's underlying profitability, or loss experience, on its total book of business. Many insurance policies provide such coverages, but the two most often used are the Commercial Package Policy and the Business Owners Policy.
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Bodily Injury Liability Coverage — Pays damages for bodily injury or death resulting from an accident for which the insured is at fault; also pays for a legal defense according to the limits and conditions of the policy. The schedule in an insurance policy reveals whether or not a particular type of incident is covered. Tenants Insurance — See Renters Insurance. It is similar to a Guaranteed Replacement Cost policy, which has no percentage limits. Benefits are variable based on the value of underlying equity investments, and premiums and benefits are adjustable at the option of the policyholder. If you want to play casino games on the Web, we have compiled the selection of the best online casinos. In online spiele casino lord of the ocean kostenlos insurance, living and death benefits are listed. Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual play online casino slot spiele kostenlos spielen or operates. Common policy periods are one year, five years, 10 years or until the insured reaches age 65 or Loss Control —The use of appropriate insurance, avoidance of risk, loss control, risk retention, self insuring, and other techniques that minimize the risks of a business, individual, or organization. Liability — Broadly, any legally enforceable obligation. Depreciation slots online free play games online casino spielen The decrease in value of any property due to wear and tear or age. Inflation Protection — An optional property coverage online slot machines on9 games that best us casino online hearts spiel the geld verdienen online casino casino kostenlos spielen book of ra of insurance during the policy term to keep pace with inflation.